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10 Best PayPal Alternative Services

PayPal is a popular money transaction service. But still people look for PayPal alternative services due to many reasons. Find alternatives to PayPal here.

PayPal is one of the most popular money transaction services out there. But still people need PayPal alternative services due to many reasons. PayPal is popular among people for making online purchases because of its quick and innovative service.

PayPal, the US based company was founded in 1998 and gradually it gained the trust of the users with its transparent fee structure. Today there are about 426 million PayPal users worldwide. PayPal processes around $2.5 billion in payments each day.

But along with time, many other fintech companies appeared which offered different interfaces, lower charge rates, competitive customer services, etc. Therefore, it’s natural for people to look for similar services like PayPal. In this article, we are going to list down 10 alternatives to PayPal. So, let’s begin!

Why would you want alternatives to PayPal?

In 2021, PayPal revealed that it had an enormous amount of 392 million active users worldwide. The platform offers payment facilities to over 28 million businesses and has a transparent fee structure. There is no doubt that PayPal has a special place among its users. But there could be various reasons why you would want to know about PayPal alternatives.

We all use PayPal and love its transparent fee structure, but let’s take a look at some of the reasons why you would want PayPal alternatives:

  • Lower fees for chargebacks
  • A better customer support
  • Regions where PayPal might not be available
  • Faster turnaround for withdrawn funds
  • Seller protection for digital goods

Although PayPal is widely used, there are some areas where PayPal might not be available. That is when you might have to look for alternatives. Again, if the chargeback fee is lower, why not use that service?

10 Alternatives to PayPal

Let’s look at some PayPal alternatives. Keep in mind this is not a top 10 list. It is just a list of PayPal alternatives. We are not saying that some of these services are better than PayPal. These are simply 10 alternatives to PayPal we picked to serve your purpose. All these services have their own pros and cons. With that being said, let’s get started.

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Payoneer Global Inc. is another fintech giant that provides various financial services such as online money transfer, digital payments, and also provides its customers with working capital. Payoneer was founded in 2005 and it gradually became a very popular method of online transactions. 

What makes Payoneer a good alternative to PayPal is its fast and easy transfer from Payoneer to bank accounts. Payments arrive in 1-3 business days and at a low cost. You can receive global bank transfers in local currencies. There are also email notifications as soon as your funds arrive.

Some interesting facts about Payoneer

  • The registration process is very quick and easy
  • Has high-level security
  • Fast money transfer

You can receive USD, CAD, GBP, EUR, MXN, AUD, JPY, CNY, etc. payments on your account. Payoneer ( is a fantastic choice for personal and business accounts. You can pay globally and receive money in just a few clicks.


Wise, which is formerly known as TransferWise is a London based fintech company. The company was founded in 2011 and levies basic fees for international transfers. The company has a global presence including the US, Europe, Asia-Pacific, Canada, and Latin America.

Wise is an excellent alternative to PayPal because it has a cheaper fee structure than PayPal. It has multi-currency accounts and supports 750 currency routes spread across the world. By 2018 it was reported that Wise ( had a customer base of 4 million that included businesses, freelancers, and consumers. It was also reported that it handled nearly $4 billion of money on a monthly basis.

Some interesting facts about Wise

  • Guarantees fast and seamless operations
  • Sometimes it offers free transactions for the 1st time to attract new users
  • Has Wise debit card that saves you a lot of money and can be used anywhere worldwide

There’s a variety of options for sending money and there’s no markup on exchange rates. Although the transfer fees are higher than some other fintech solutions, it gives you fast and secure transfer. The Wise card allows you to spend money in almost every country in the world. If you’re traveling then you know that there’s an issue with foreign transactions, currency conversion fees, ATM withdrawals, etc. The Wise card helps you save money and make safe transactions. 


Stripe is a name that you might be familiar with if you’ve been shopping online. Stripe is a service that allows businesses and individuals to process online payments. Stripe has a proper banking infrastructure, tools, and fraud detection technologies to ensure a safe and secure channel for online payments. Which also makes it an excellent alternative to PayPal.

Stripe was established in 2011 and its head office is based in San Francisco, United States. Its services are spread throughout the world with over 100 countries and millions of businesses. The pricing structure of Stipe is transparent with no hidden charges. 

Some interesting facts about Stripe

  • Stripe uses unique APIs and innovative functionalities which are great for crowdfunding portals, e-Commerce stores, and on-demand marketplaces.
  • Stripe has always adopted the latest technologies that are available to make improvements to its system. This ensures secure and fast transfer.
  • Stripe accepts several payment options including cards like American Express, MasterCard, Visa, JCB, etc.

Stripe earned its high reputation by handling multi-billion dollar businesses every year. One of the core beliefs of Stripe ( is to handle all the payment activities by themselves like collecting the payments and transferring them to the bank.


Skrill is a digital wallet provider offering various online payment and money transfer methods. The eCommerce business was established in 2001. Since its launch, it has expanded to more than 120 countries. The company is owned and handled by a UK-based entity called Paysafe. 

Skrill looks to be a very promising alternative to PayPal according to many users. The company is popular for the international transfer of funds at a very low cost. It also allows linking bank accounts, sending and receiving funds, storing cards, and making quick, simple and secure payments through your email address and password.

Some interesting facts about Skrill

  • Gives you the option to choose from 40 local currencies.
  • Skrill has set up a viable system through which you can pay for games to interested parties.
  • Skrill has a one-touch payment system that takes only a few seconds for the users to make payments. Users don’t have to repeatedly enter their personal and payment details. This saves a lot of time and makes transactions smooth and frictionless.

If you are looking for a PayPal alternative, then Skrill ( can be an excellent choice. It has made its presence in the global market and gained love of its users. Because of its improved conversion rates, one-touch payment method, high security, and other important features, it’s a good alternative to PayPal.

Google Pay

Now you all might have heard about Google Pay. Google developed this digital portal for online money transfers via tablets, Android devices, and watches. In 2018 Google created a single payment portal by integrating Google Wallet and Android Pay. Google Pay is mainly a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases.

With Google Pay, you can send and receive the money transfer in minutes. Google Pay processes payments through secure channels and makes the entire transfer process very simple and fast. Just sign on to the Google Pay app and you can engage with interested parties directly.

Some interesting facts about Google Pay

  • Opens us up to more users that use this product all the time
  • Cashing out fast and easy
  • Saves purchasing information and saves information across multiple devices
  • Very secure but requires multiple security checks to fill out the full payment information

One of the great things about using Google Pay is its ability to save your purchasing information. This makes your online payment seamless. It also connects you to people who use Google Pay ( This makes Google Pay a good alternative to PayPal

Amazon Pay

Amazon Pay is also another great alternative to PayPal. It is an online payment processing service developed and owned by its parent company, Amazon. Amazon Pay was developed in 2007. It uses the consumer base of and focuses on giving its customers the option to pay with their Amazon accounts.

Amazon Pay incorporates multiple products for buyers and merchants to process their online payments. Amazon Pay gives you the option to make online purchases from websites and mobile apps using the addresses and payment methods stored in their Amazon accounts (for example: credit cards, bank accounts, etc.)

Some interesting facts about Amazon Pay

  • No monthly account fees
  • Easy to integrate into your business websites
  • Has a predictable flat rate pricing
  • Pay-as-you-go billing system with no long term contracts

Since 2007, Amazon has enabled its users to do online shopping securely using their Amazon accounts. Another great thing about Amazon Pay is that eCommerce sellers can create an Amazon Pay account and add the Amazon checkout buttons on their websites with very little effort. Although there have been multiple complaints about poor customer service, Amazon Pay ( is still an amazing PayPal alternative.


WePay is an excellent alternative to PayPal. It was founded in 2008 as an online money transfer service. This is an American company operating out of California. It is a subsidiary of JP Morgan Chase. WePay offers both customized and integrated solutions for small businesses, marketplaces, crowdfunding, etc. via its APIs.

Because of WePay’s solid infrastructure, it is considered a fast, simple, secure, and safe option for online monetary transfer. This makes it an excellent alternative to PayPal. A customer can receive payments within a few minutes. The money transfer process is fast and seamless. The interface is also very simple and easy to use.

Some interesting facts about WePay

  • Transfer process is not free as it charges for both bank and credit card payments
  • Has email notifications for your transfers
  • No setup fees or monthly fees
  • Sending invoices is also free


2Checkout is another financial and monetization portal for international payments, financial services, subscription billing, digital commerce, etc. 2Checkout was established just 1 year after PayPal in 1999.  It currently offers 8 types of payment options including PayPal, JCB, MasterCard, Visa, etc. It also has an automatic fund release option for its users through EFT.

2Checkout was founded in the year 1999 and by 2019 it boasted $1 billion in transactions annually. It levies a transaction fee that depends on the business model and industries. The fee structure of 2Checkout ( is similar to PayPal in the United States. But it is comparatively lower in other countries.

Some interesting facts about 2Checkout

  • It is available in 15 different languages
  • Customized subscription plans and checkout options
  • Has eCommerce integrations
  • Very secure transactions

2Checkout is a fantastic alternative of PayPal. It is a very widely used payment gateway that can be integrated into 100+ online invoicing systems and shopping carts. Some of these are Shopify, Magento, Bookly, Checkfront, Cloudbooks, etc.

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Authorize.Net is a payment gateway service provider based in America. It accepts payments via credit cards and electronic mediums over the phone or through the internet and in-person as well.

The company was founded in 1996 and it handles 100,000+ merchants approximately. It also handles 1 billion+ transactions per year. Authorize.Net is very secure and offers a 24/7 support. The interface of the portal is polished and it guarantees high-quality services to its users. Although its not free because it offers its all-in-one feature as its fees. It’s a Visa solution.

Some interesting facts about Authorize.Net

  • Manage all transactions from a single place
  • 24/7 support team
  • Has an Advanced Fraud Detection system and highly secure transactions
  • Fast data analytics generation

Because of its fast and secure transactions, Authorize.Net is a good alternative to PayPal. It also has great integrations. So if you’re looking to use Authorize.Net, then this is a good choice.


Dwolla is another fintech company based in the United States. It deals in online and mobile payments through its eCommerce platform. Receiving and sending money online is easy for its both business and personal accounts. Dwolla provides businesses with a connection to the ACH network or RTP Network.

Dwolla is another alternative to PayPal but a major problem is, it’s only available in the US. The API of Dwolla eliminates any roadblocks that you might encounter and gives your business the flexibility to innovate and accelerate growth.

Dwolla became very popular within the online community for its minimal transaction fees. It also offers an instant transfer of money and a next-day transfer for a very small fee. There’s also an automatic mass payment option available to use.

Some interesting facts about Dwolla

  • User only needs to share a phone number and email address thus making identity theft less likely
  • Only available in America
  • Suitable for accounting and bookkeeping firms
  • Time saving and easy-to-use interface
  • Several options for customer service

Dwolla ( has a great interface and also has the MassPay feature. It gives you a clean dashboard and admin panel. Suitable for small, medium, 6 and enterprise-level organizations. Currently, support is only available online.


Previously there weren’t many online money transfer methods. So we mostly used to rely on fintech giants like PayPal. Although PayPal is one of the most amazing platforms for online transactions, it might not be available everywhere, or it might not have everything that you’re looking for, and that’s why there are several alternatives to PayPal today.

In our list, we tried to show some of the most popular platforms for online transactions. These are really great alternatives to PayPal with a large customer base. All of the services listed here provide fast and secure transfers as far as we’ve known.

Today more and more people are turning to online monetary transactions as it is faster and easier than ever before. Both for personal and business, online transactions have become a huge part of our lives.

We hope that this list was helpful and you managed to find a good online money transfer company. You can look for more PayPal alternatives online for further research. Because there are several more alternatives out there that might have everything you’re looking for.

Disclaimer: This post may contain affiliate links and we may receive a small commission if you purchase something by following them. However, we recommend services/products that we believe good to serve your purpose.

Jack Oliver
Jack Oliver

Jack is a content specialist at Techfring. He is a full-time writer, occasional photographer, seasonal traveler, and a food-lover. When he's not writing, probably he is cooking.

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